Revolutionizing Insurance with AI-Powered Structural Insights

Insurance

The Next Generation of Risk Management Has Arrived

Traditional insurance underwriting depends on infrequent inspections and static actuarial models that fail to capture real-time structural risks. StructureIQ transforms this approach. Our cutting-edge Structural Health Monitoring (SHM) technology, driven by artificial intelligence, delivers continuous, actionable insights into the condition of insured assets. This empowers insurers with precise underwriting, adaptive risk assessment, and streamlined claims management.

What StructureIQ Brings to Insurers

  • Real-Time Risk Insights for Underwriters. StructureIQ provides ongoing structural monitoring, enabling dynamic risk scoring and accurate underwriting rooted in real-world asset performance.
  • Smarter Pricing and Portfolio Management: Leverage data-driven risk selection to refine pricing, balance portfolio exposure, and set premiums based on actual risk—not estimates.
  • Accelerated, Reliable Claims Handling: Post-event impact validation cuts fraud, speeds up payouts, and can reduce loss ratios by as much as 25%.
  • Support for Parametric Insurance: Our SHM technology powers parametric solutions with real-time structural data, automating payouts to lower costs and boost client satisfaction.

Flexible Solutions for Your Business

  • Pre-Underwriting Risk Analysis: Deploy short-term sensors to evaluate asset risk pre-policy. Our AI generates detailed COPE (Construction, Occupancy, Protection, Exposure) models for unmatched precision.
  • Continuous Portfolio Monitoring: Gain scalable, portfolio-level insights. Our AI aggregates SHM data to enhance risk models and optimize exposure across assets.
  • Post-Event Claims Intelligence: Instant damage assessments minimize fraud and disputes, while automated reports simplify claims validation.

Why Choose StructureIQ?

  • Advanced AI and IoT Technology: Our patented, non-invasive sensors provide continuous structural health data that traditional inspections can’t match.
  • Precision Risk-Based Pricing: Integrate real-time and historical performance data to redefine underwriting accuracy.
  • Global Scalability: From single buildings to worldwide portfolios, StructureIQ adapts to your insurance needs seamlessly.

Empower Your Insurance Operations

Measure risk before you insure. Monitor assets to optimize performance. Detect issues to settle claims faster.

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